GET CASH ADVANCE
Apply For Business Funding
We have partnered with Merchant Capital to offer a tailored funding solution that aligns perfectly with your business’s unique needs, providing access to working capital within 48 hours.
Introducing the Cash Advance: expand your services, buy more stock or new equipment, and boost your bottom line.
The Cash Advance is simpler and faster than traditional business funding, with fixed, affordable repayments.
How Do I Qualify for a Cash Advance?
R30k Turnover
I have R30,000+ monthly turnover
SA Citizen
I am an South African citizen or have a guarantor
Bank Statement
I can provide 6 months' bank statement
Business Trade
I own a business that has traded for 12+ months
Do you have ambitious goals for your business and need flexible finance to achieve them?
Get affordable working capital for small and medium businesses in South Africa
Market your Brand
Create awareness for your brand or business venture and increase your sales turnover
Buy Stock or Equipment
Maybe you need some new machinery or want to buy inventory in bulk
Expand or Grow In Any Way
Open a new branch or sector or expand into new markets.
Pay Expenses or Anything Else
Use funding when your cash flow is low and you need to pay the bills
Benefits of getting capital via cash advance to fund your business needs
No collateral required
No need to put up your assets as collateral and in some cases get your spouse to sign off and take responsibility for a loan from a bank or credit unions
No need to get friends and family involved
If you lend money from friends and family, you could end up with a sour relationship if they do not get back what they have invested in your business
No crowd funding required
No need to prepare a business proposal in order to convince the group of people to invest / borrow you the money
Get instant cash
Business funding gives you immediate access to a lump sum of money that can be used to operate or grow your business in whichever way you see fit
No investors / partnerships
No need to give away your equity or partner with someone that could influence your ways of operating and managing your business
Easy cash advance for your business
Fast Application
Simple application process. Apply in minutes, not days
Fixed Costs
Set cost not linked to interest rate fluctuations
Quick Approval
Get an obligation-free offer in 24 hours. Access funds faster
BLOG ARTICLE
The Hidden Dangers of Loan Stacking – What Every Business Owner Should Know
As a business owner, cash flow is often the lifeblood of your operations. Whether you’re stocking up for peak trading periods, investing in growth, or navigating unexpected dips, quick access to funding can be a game-changer. But in the rush to stay afloat or scale up, many entrepreneurs fall into a dangerous trap known as loan stacking—and they may not even realise it.
Frequently Asked Questions
Business owners who do not have a perfect credit rating or collateral to offer are still able to get approved and receive funding. Because funding is based on affordability and dependent on future turnover, personal credit history is considered, but does not determine affordability the same as when applying for small business loans from banks.
You can qualify for up to 100% of your business’s average turnover. It’s a good idea to have this amount handy to better understand what you can expect. Then, as soon as your statements have been analysed, you will be contacted with a more accurate qualification amount.
Loans apply interest rates, while advances apply a fixed cost. Normally with a loan from the bank, you would require to show a business plan and have a bank account with that bank for a period of time.
Understanding that every business has unique needs, you can choose between a daily or weekly debit order. Debit orders provide the opportunity to know exactly how much you are paying back on a daily or weekly basis rather than paying a large single sum at month-end.
We pride ourselves on creating a customised funding solution for each and every client. We never apply a one-size-fits-all pricing model to you or your business. It’s best to complete the contact form so we can begin working on a structure that works best for your business
Get Funding
On submission you will be taken to our funding partner websites to complete the funding application.
